We’re on your side
Falling into debt is easy – getting out is the hard part. There are debt solutions available that could help you reduce your monthly repayments as you work towards clearing your debts.
Dealing with debt is easier when you know how. So when you contact us, we’ll listen to you and assess your current financial situation – we can then find the best solution to your debt problems.
WHAT WE DO
We specialise in helping people get out of debt. We’ll provide straight forward, no-nonsense advice and find the right debt solution to suit your needs.
Debt Management Plan (DMP)
A Debt Management Plan is an effective way to clear unsecured debts at a rate which you can realistically afford.
Consolidate your debt repayments into one affordable monthly payment and make managing unsecured debts easier.
Individual Voluntary Arrangement (IVA)
An IVA is a legally binding agreement that could free you from unsecured debts usually
at the end of 5 years
Protected Trust Deed (PTD)
PTD’s are legally binding agreements that could help people living in Scotland clear unsecured debts usually at the end of 3 years
Bankruptcy is available to people in severe financial difficulty who cannot afford to repay their debts.
WE'RE PART OF BAINES & ERNST ONE OF THE LEADING PROVIDERS OF DEBT SOLUTIONS IN THE UK
So, if you’re struggling with debt then we’re best placed to help you. We’re part of the award winning company, Baines & Ernst, and have years of experience in helping people clear their debts with consolidation solutions such as Debt Management Plans, IVA’s and Protected Trust Deeds.
“From the outset I was given a direct contact number for the person managing..."
“I had debt collector letters demanding money and threatening court action..."